O FNB Moçambique reforçou, recentemente, as medidas de segurança nas transacções online com os cartões de crédito e débito dos segmentos Smart, Platina, Gold e Signature. Trata-se do 3D Secure, uma solução concebida para pagamentos online mais seguros e, consequentemente, prevenir a ocorrência de tentativas de fraude online.
Em concreto, o 3D Secure é um método de autenticação desenhado para que o Cliente possa confirmar os pagamentos relativos às suas compras feitas online, através da introdução de um código numérico de utilização única (OTP) enviado por SMS para o contacto associado ao seu cartão.
“É um sinal do investimento que o FNB Moçambique faz na segurança e protecção das transacções dos seus Clientes, ajustando-se aos requisitos e necessidades crescentes dos pagamentos digitais e do ambiente de e-commerce. Iremos continuar a reforçar estas soluções para aumentar o leque de opções de pagamentos disponíveis para os nossos clientes, sempre com a segurança como pilar principal”, disse Sérgio Gomes, Chief Operating Officer (COO) do FNB Moçambique.
Na prática, ao fazer compras online com o cartão FNB o Cliente, para além de inserir os dados habitualmente solicitados (número do cartão, data de validade e código CVV) deverá digitar o código OTP (One-Time Password) enviado para o contacto via SMS, como passo de confirmação final. O código OTP é apenas enviado para o contacto associado ao cartão do respectivo titular.
O 3D Secure foi automaticamente activado em todos os cartões FNB e não comporta qualquer custo adicional para os Clientes.
A ferramenta de autenticação foi concebida exclusivamente para assegurar que o pagamento de compras online com o cartão FNB seja, de facto, realizado pelo respectivo titular do cartão.
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